Green Finance for Qualified Clients.
EnBright partners with mortgage brokers and lenders to connect green finance products to homeowners who have a NatHERS assessment, a defined upgrade plan, and the intent to act. The most qualified borrower pipeline in the residential energy upgrade market.
What comes with every EnBright borrower
- Accredited NatHERS assessment report
- Current star rating + post-upgrade projection
- Itemised upgrade plan with cost estimates
- Energy saving projections and payback periods
- Property value uplift documentation
The Broker Opportunity
Why mortgage brokers are partnering with EnBright.
Green home loans are the fastest-growing product category in residential lending. EnBright gives brokers a structured, qualified source of clients specifically seeking this product, not a general refinance.
Clients who know what they need
Every homeowner arriving through EnBright has completed a NatHERS assessment and has a defined upgrade plan with cost estimates. They're looking for the right product to fund a specific scope of work, not shopping around for ideas.
Assessment data ready for application
The NatHERS report, upgrade plan and projected savings documentation are produced to a standard your lender panel will recognise. Less time gathering supporting documents, faster application to approval.
Staged plans create staged finance needs
A homeowner completing Stage 1 this year will return for Stage 2 finance in 12–18 months. Brokers building a green home loan book through EnBright build a self-replenishing pipeline of upgrade finance clients.
Partnership Models
Flexible structures for lenders and brokers.
EnBright works with mortgage brokers, aggregators, and direct lenders. We match the structure to your business model.
Broker Referral Partner
EnBright refers homeowners who are ready to arrange finance to broker partners in our network. The broker manages the client relationship and product selection from their panel.
- –Pre-qualified, assessment-backed referrals
- –Full client relationship managed by broker
- –Product selection across your lender panel
- –Referral fee structure negotiated directly
Preferred Lender Panel
Your green home loan or upgrade finance product is featured to EnBright homeowners at the point of upgrade plan completion, so homeowners see your product first.
- –Featured placement in EnBright Finance section
- –Product integrated into the upgrade plan journey
- –Performance reporting provided monthly
- –Lead volume based on product competitiveness
White-Label Integration
Your green finance product or calculator is integrated directly into the EnBright platform with your branding, for homeowners exploring finance options at any stage.
- –Branded product integration within EnBright
- –API connection to your application flow
- –Smooth homeowner experience
- –Suited to lenders with digital application infrastructure
The Borrower Profile
A lower-risk borrower with a higher-value asset.
EnBright borrowers are not impulsive. They have completed a formal assessment, reviewed a plan specific to their home, and made an evidence-based decision to invest in it. The upgraded asset is also worth more.
What every borrower brings to an application
- Accredited NatHERS assessment report with current star rating
- Itemised upgrade plan with independent cost estimates
- Projected annual energy savings with methodology
- Post-upgrade star rating projection and property value uplift estimate
- Government rebate eligibility summary
- Approved contractor quotes (at quote stage)
Why the security is stronger
A home upgraded to 7 NatHERS stars commands a measurable premium in the Australian residential property market. Lower energy costs, greater thermal comfort, and a better environmental profile are increasingly valued by buyers.
Post-upgrade NatHERS certificates are becoming standard documentation in premium residential sales and rental listings, and are increasingly required by state and federal rebate programs.
Get in Touch
Contact our partnerships team to explore how EnBright can connect your green finance products to a qualified homeowner pipeline.
Brokers · Lenders · Aggregators welcome